Motorcycle Insurance for Touring and Long-Distance Riders

Exploring California’s scenic highways and winding backroads is a dream for many motorcycle enthusiasts, especially those who enjoy touring and long-distance rides. Leon Insurance and Tax Services understands that extended trips entail specific risks. Our team can help California riders secure appropriate motorcycle insurance.

Why Touring Riders Need Motorcycle Insurance

Touring and long-distance riding often mean spending more time on the road, traveling through unfamiliar areas and carrying extra gear. These factors can increase your exposure to risks such as accidents, theft or breakdowns. Standard motorcycle insurance may not always provide the level of coverage needed for these adventures.

Essential Coverage for Long-Distance Motorcyclists

We recommend the following coverage options for extended trips:

• Liability insurance may compensate third parties for bodily injury or damage you cause in an accident.
• Collision coverage may pay your bike’s repair or replacement costs following a collision.
• Comprehensive coverage may provide financial protection in case of non-collision incidents like fire, theft or severe weather.
• Trip interruption coverage may reimburse you for unexpected expenses, such as lodging and transportation, if your trip is disrupted by a covered loss far from home.
• Accessory and custom parts coverage may cover your bike’s additional gear, such as saddlebags, GPS units or custom seats.
• Roadside assistance coverage may provide fuel delivery, towing and emergency help if your bike breaks down during your travels.
• Uninsured/underinsured motorist coverage may provide crucial funds if you’re involved in an accident caused by an inadequately insured driver.

Get Started

Leon Insurance and Tax Services can help California riders find motorcycle insurance policies suited to their touring lifestyle. Contact us today to learn more and get a personalized quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.